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Monthly budget template: calculate and print
Plan monthly income and expenses, calculate money left and print a simple budget without creating an account.
Monthly budget template
Plan privately. Entries save only in this browser.
Monthly income
Housing
Food
Transport
Utilities and phone
Health
Other spending
Money left
Explainable maths
Every result uses a short, visible formula.
No hidden assumptions
Prices and usage are always yours to enter.
How to use this calculator
Enter your monthly income and planned spending for housing, food, transport, utilities, health and other costs. The tool subtracts the expenses from income and shows what remains. The example amounts are not recommended spending limits. Keep all entries in the same currency and for the same period.
Worked example
With income of €2,500 and expenses of €900 + €400 + €180 + €220 + €80 + €150, total spending is €1,930 and the remaining amount is €570. A negative result means your entered expenses exceed your entered income.
Where is my budget saved?
Valid changes are saved in this browser on this device when browser storage is available. They are not synchronized across devices or sent as calculator inputs to CalcuLocal. Anyone using the same browser profile may see them. Clearing browser data removes them; private browsing may not retain them.
How do I account for annual bills?
Divide a yearly amount by 12 to include a monthly provision in the relevant category. Avoid counting it twice. Use Print template to print or choose Save as PDF in your browser’s print dialog. This planning aid does not replace personal financial advice.